Apr 19, 2023 - The millennial plan for retirement: Getting help from their kids

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From the Editor's Desk Lichens and the Meaning of Life Each month, I spend hundreds of hours and thousands of dollars keeping The Marginalian going. For seventeen years, it has remained free and ad-free and alive thanks to patronage from readers. I have no staff, no interns, not even an assistant — a thoroughly one-woman labor of love that is also my life and my livelihood. If this labor has made your own life more livable in the past year (or the past decade), please consider aiding its sustenance with a one-time or loyal donation. Your support makes all the difference. “When we try to pick out anything by itself, we find it hitched to everything else in the universe,” the great naturalist John Muir wrote in the middle of the nineteenth century. “We forget that nature itself is one vast miracle transcending the reality of night and nothingness,” the great naturalist Loren Eiseley wrote a century later as he considered the meaning of life. “We forget that each one of us in his personal life repeats that miracle.” Because of this delicate interconnectedness of life across time, space, and being, any littlest fragment of the universe can become a lens on the miraculous whole. Sometimes, it is the humblest life-forms that best intimate the majesty of life itself. Continued here TradeBriefs: Newsletters for Decision-Makers! Our advertisers help fund the daily operations of TradeBriefs. We request you to accept our promotional emails. Want the newsletters, without the promotional mailers? Get an (ad-free) subscription to TradeBriefs Premium for just $2 per month. Access to premium content | No advertisement mailers Work The millennial plan for retirement: Getting help from their kids   About 1 in 5 millennials is counting on their children to support them in old age, and less than half are banking on Social Security. Work Fed likely to hike rates one more time and then hold steady, Bostic says   The Fed’s inflation target is 2 per cent. Read more at straitstimes.com. � Work Johnson & Johnson shares fall after company beats on earnings and revenue, but lowers pharmaceutical sales guidance   J&J, whose financial results are considered a bellwether for many health companies, said its first-quarter sales grew 5.6% over the same quarter last year.  Work Why do some blood stem cells go rogue? Study offers clue and possible target   A common blood stem cell complication known as CHIP can turn cancerous. A new study identifies the crucial DNA change that makes it dangerous. You Might Like � � � Work HSBC says this chip maker's 'incredible AI pricing power' is not fully priced into the stock   The firm double upgraded the stock. Work Fed likely to hike rates one more time and then hold steady, Bostic says   The Fed’s inflation target is 2 per cent. Read more at straitstimes.com. Work Lesley Swick Van Ness Dead at 42: NBC Anchor Dies While Vacationing   Former NBC News alum Lesley Swick-Van Ness passed away suddenly earlier in April while vacationing [...] Work Germany's Hamburg airport cancels all departures Thursday and Friday due to strike   Arrivals will still be possible but flights may be delayed or cancelled. Read more at straitstimes.com. You Might Like � � � Work 5 Tips to Become an Authentic Leader   Sincerity can go a long way when stepping into a new role. Work Ex-Member of Menudo Says He Was Raped by Father of the Menendez Brothers   The allegation, made in a forthcoming docuseries, resembles the claims of abuse by the brothers, who were convicted in 1996 of murdering their parents. � Work There were seven mass shootings on Saturday   One day, seven mass shootings. Work The Secret Behind Successful Corporate Transformations   There have been surprisingly few studies that set out to quantify what makes for a successful corporate transformation. Using a meta-analysis that crunched data on financial performance as well as corporate reputation, the authors examined 128 global companies that had undergone transformation between 2016 and 2020 and found that: 1) Transformation is even harder than expected (only 22% of companies in their sample were successful), and 2) Successful companies shared a common focus on initiatives that prioritized employees, including DE&I programs and support for women managers’ careers, in addition to competitive pay and access to health care. � Work How Doctors Inadvertently Fat-Shame Kids   “She started crying ... And it took me right back to crying myself when I saw my own doctor in college” Work Hundreds of Southwest Airlines flights are delayed after FAA lifts nationwide ground stop | CNN   Hundreds of Southwest Airlines flights were delayed after technical issues that prompted the airline to temporarily halt its operations on Tuesday morning. � Work How one of China’s biggest digital fraudsters led to Sam Bankman-Fried’s latest indictment   " width="300" alt="How one of China’s biggest digital fraudsters led to Sam Bankman-Fried’s latest indictment" class="contentImage" /> As if Sam Bankman-Fried did not have enough legal problems, US prosecutors lodged another explosive charge against him at the end of March. The fallen cryptocurrency champion was indicted by federal authorities for allegedly conspiring to bribe Chinese officials with $40 million to unfreeze $1 billion in cryptocurrency and hedge fund accounts. Work Absolut vodka halts exports to Russia after boycott calls flare up   Several well-known bars and restaurants in Stockholm had stopped selling Pernod Ricard products. Read more at straitstimes.com. � Work New Smart Glasses Tell You What to Say on Dates Using GPT-4   A team of Stanford students have come up with a pair of smart glasses that can display the output of OpenAI's GPT-4 chatbot. Work CIOs, Meet Your New Colleagues: Chief Data, Analytics and AI Officers   Collaboration is key as more companies hive off duties held by IT officers and create positions to better use data and manage emerging tech like ChatGPT. Work 21 dead in Beijing hospital fire, dozens of patients evacuated   Blaze broke out past noon; the cause is still being investigated. Read more at straitstimes.com. Work Jet's return to skies unclear, Jalan-Kalrock has less than a month to pay creditors   The Jalan Kalrock Consortium (JKC) who had won the bid to take over the airline is yet to receive airline's ownership as it hasn't made any payments to the creditors so far. Now banking sources tell CNBC TV18 that the airline's ownership will only be transferred after the consortium pays Rs 270 crore to lenders as the first tranche of payment. Work Apple launches its savings account with 4.15% interest rate   Apple on Monday said its Apple Card savings account is now available to users with a 4.15% annual percentage yield. Work Meta has reportedly stopped pitching advertisers on the metaverse   In the company's meetings with advertisers, Meta has been pushing Reels and AI tools, The Information reported. Work Just Stop Oil protester disrupts World Snooker Championship by throwing orange powder paint on table | CNN   A protester disrupted the World Snooker Championship on Monday by climbing onto the table and throwing a bag of orange powder paint over the playing surface. Work Mexico's president slams U.S. "spying" after 28 Sinaloa cartel members charged, including sons of "El Chapo"   He called the Sinaloa investigation "abusive, arrogant interference that should not be accepted under any circumstances." Work The federal government wastes at least $247 billion in taxpayer money each year. Here's how   Upwards of $247 billion in taxpayer money was wasted last year, according to estimates by the Government Accountability Office. Work Jindal Stainless re-appoints Abhyuday Jindal as MD for 5 years, approves special interim dividend   Shares of Jindal Stainless Ltd ended at Rs 261.50, down by Rs 0.20, or 0.076 percent on the BSE. Work Two tons of cocaine found floating in Sicilian waters   Italy’s Finance Police pulled two tons of cocaine in floating packages out of the sea off the coast of Sicily on Monday (17 April). Police said a surveillance plane had spotted the large floating packages with an illumination device near the port of Catania. As many as 70 floating waterproof packages were held together by a net. Finance Police in dinghies dragged the floating boxes out of the water and brought them to their headquarters, where they discovered 1,600 packets of cocaine weighing a total of 2,000 kilos. Click here to sign up for our newsletters. Work Ford unveils new Lincoln Nautilus to be imported from China   The vehicle is currently produced for the U.S. at a Canadian plant, where the automaker recently said it would invest about $1.3 billion for EV production. Work Workflow Rehab: 5 Steps to Cut Waste From Your Workflow   Every job has a workflow and routine. Workflow can broadly be understood as the coordination of tasks within a process. Generally, routines form around the way workers structure their day, and workflow forms around the way that workers structure their tasks. In many cases, your workflow will include others, as information is passed back and […] Work How the I.R.S. Became a Political Boogeyman   One of the most scrutinized arms of the federal government has an $80 billion plan to remake itself. But there’s a risk it could repeat old mistakes. Work 3 Ways CEOs Can Develop Their Multicultural Agility For Business Success   Three strategies for boosting your effectiveness with a culturally highly diverse employee and customer base. Work Live Updates: Putin and Zelensky Highlight Separate Trips to Frontline Areas   Images released on Tuesday of the visits by the Ukrainian leader, Volodymyr Zelensky, and his Russian counterpart, Vladimir Putin, seemed to offer dueling displays of strength. In Moscow, a court upheld the detention of the U.S. journalist Evan Gershkovich. Work 'It's scandalous': UK shoppers on how inflation has hit their favourite products   Inflation may drop below 10% on Wednesday, but many items have risen even higher than the headline rate Work High speed trains are racing across the world. But not in America | CNN   The United States does not have a high-speed rail network like those built in China, Japan and Europe. But could decades of hoping finally turn into building one? Work Tiny troubles: Toddler infiltrates White House grounds | CNN Politics   "We were going to wait until he learned to talk to question him, but in lieu of that, he got a timeout and was sent on way with parents," Edwin Donovan, then a spokesman for the United States Secret Service, said. Work US warns Russia not to touch American nuclear technology at Ukrainian nuclear plant | CNN Politics   The Energy Department's Office of Nuclear Energy has been public about the US' support for the plant, and stated on its website in June 2021 that "the United States helped implement new maintenance procedures and operations at the reactor that should ultimately strengthen energy security" in Ukraine. Work New Details Emerge in Deadly Upstate Shooting of Woman in Wrong Driveway   Mr. Matthews said that Mr. Monahan could be intimidating, puffing his chest and striking a “righteous” attitude, and recalled an incident where a local church had put up floodlights over a basketball court thousands of feet from his home. Work Opinion | A Few Ways Out of the Debt Ceiling Mess   I wish I could offer reassurance that all of this will work out. But I can’t. When the party that controls one body of Congress has no interest in keeping America governable, catastrophe is always a real possibility. Work 'Stop The Steal' Organizer Ali Alexander Apologizes After Accusations Of Explicit Texts To Teen Boys   By entering your email and clicking Sign Up, you\'re agreeing to let us send you customized marketing messages about us and our advertising partners. You are also agreeing to our Terms of Service and Privacy Policy. Work Online real estate firm Opendoor cuts 22% of workforce   Opendoor uses artificial intelligence systems and other technologies to help it buy and price thousands of homes, aiming to flip them within a few months for a profit. It has been cutting prices for some homes that have lingered longer on its balance sheet, and the company said it is reducing its marketing spending. Work If you need more time for your tax return, do this today or 'miss the opportunity,' pro warns   \"Your saving grace would be that there is no penalty for filing a late return after the tax deadline if a refund is due,\" Lucas said. However, filing an extension means you\'ll have to wait longer for that payment. Work 4 Americans from a Black empowerment organization worked with Russian intelligence to spread propaganda, feds say   © 2023 Fortune Media IP Limited. All Rights Reserved. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy | CA Notice at Collection and Privacy Notice | Do Not Sell/Share My Personal Information | Ad Choices FORTUNE is a trademark of Fortune Media IP Limited, registered in the U.S. and other countries. FORTUNE may receive compensation for some links to products and services on this website. Offers may be subject to change without notice.S&P Index data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. Terms & Conditions. Powered and implemented by Interactive Data Managed Solutions. Work The ultra-wealthy in the US aren't only in New York anymore   © 2023 Fortune Media IP Limited. All Rights Reserved. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy | CA Notice at Collection and Privacy Notice | Do Not Sell/Share My Personal Information | Ad Choices FORTUNE is a trademark of Fortune Media IP Limited, registered in the U.S. and other countries. FORTUNE may receive compensation for some links to products and services on this website. Offers may be subject to change without notice.S&P Index data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. Terms & Conditions. Powered and implemented by Interactive Data Managed Solutions. Work Scientists discover pristine deep-sea Galápagos reef 'teeming with life'   Taylor and Banks are also part of an international group of scientists onboard the US navy-owned and WHOI-operated research vessel RV Atlantis, which is undertaking the Galápagos Deep 2023 expedition. Work UK imposes sanctions on art collector accused of financing Hezbollah   “Approximately $160m worth of artwork and diamond-grading services were transacted through the US financial system,” the DoJ said. “One defendant was arrested today in the United Kingdom at the request of the United States, and the eight remaining defendants, including Ahmad, are believed to reside outside the United States and remain at large.” Work Arrest of SNP treasurer overshadows Humza Yousaf's policy relaunch   The Scottish Liberal Democrats' leader, Alex Cole-Hamilton, said: "Everyone, including those SNP backbenchers otherwise engaged today, knows this first minister's relaunch has been utterly torpedoed. And while he is focused on the turmoil within his own party, NHS waiting time targets are still being missed, more ferries are breaking down, and record amounts of sewage are being dumped into Scotland's rivers." Work Einride brings its electric trucks to U.K. freight sector in partnership with PepsiCo   While Einride isn’t one of the beneficiaries of this Freight Innovation Fund (FIF), the company is fresh from a $500 million fundraise from a slew of investors, including $300 million in debt-financing from Barclays Europe which Einride has been using to bolster its vehicle fleet as it continues to expand its footprint across Europe and North America. Work There was just one fintech unicorn birth in the first quarter   Got a news tip or inside information about a topic we covered? We’d love to hear from you. You can reach me at maryann@techcrunch.com. Or you can drop us a note at tips@techcrunch.com. Happy to respect anonymity requests.  Work Curing disease with CRISPR with Trevor Martin from Mammoth Biosciences   This week Darrell and Becca are joined by Trevor Martin the co-founder and CEO of Mammoth Biosciences, a startup that uses CRISPR to diagnose and find treatments for genetic diseases. Trevor talked about what it is like to build a company surrounding novel tech with one of the scientists credited with creating it. He also talked about the sheer scope of problems this technology can solve and how the company decided where to start. Plus, he talks about how Mammoth thinks about public perception of the tech in an age where there is growing hostility toward science. Work TechCrunch+ roundup: SaaS benchmarks, TikTok strategy, milestone-based fundraising   Bessemer Venture Partners’ State of the Cloud 2023 report suggests that investors who turned from focusing on growth to profitability are “already looking for growth again,” writes Alex Wilhelm in TC+. Work So you want to launch an AI startup   CB Insights compiled data from 2021 and 2022 to understand where VC investment money has been going when it comes to generative AI startups. Given the recent hype around this area, it’s reasonable to think that the volume of investment will increase, and perhaps the allocation will be different, but this is what we have for now. Work Rally bags $12M to build the future of e-commerce checkout   If you have a juicy tip or lead about happenings in the venture world, you can reach Christine Hall at chall.techcrunch@gmail.com or Signal at 832-862-1051. Anonymity requests will be respected.  Work Amid the AI hype, don't forget about no-code   Ask anyone who works at a company that builds software and isn’t part of the engineering or product orgs how long it will take them to get something built for their own needs. Without even making Jira ticket jokes, we all know what the answer will be. And to a degree, the standard situation makes sense: What nondeveloper employees need is often pretty basic software, and expensive engineers need to focus on the company’s core offering not internal tooling. Work AI-powered retina scanning startup Mediwhale raises $9M   Mediwhale isn’t the only company doing work using AI in the medical diagnostics space. Alphabet’s Verily raised $ 1 billion to expand its data-driven healthcare products in 2022. Digital Diagnostics, formerly known as IDx, an AI-powered diagnostics company, secured $75 million in Series B financing led by KKR last year. Work Almost sold out - last call for tickets to TC Early Stage 2023   ( function() {var func = function() {var iframe = document.getElementById(\'wpcom-iframe-993d01d25859c24ae22ff27863e93e71\')if ( iframe ) {iframe.onload = function() {iframe.contentWindow.postMessage( {\'msg_type\': \'poll_size\',\'frame_id\': \'wpcom-iframe-993d01d25859c24ae22ff27863e93e71\'}, \"https:\\/\\/tcprotectedembed.com\" );}}// Autosize iframevar funcSizeResponse = function( e ) {var origin = document.createElement( \'a\' );origin.href = e.origin;// Verify message originif ( \'tcprotectedembed.com\' !== origin.host )return;// Verify message is in a format we expectif ( \'object\' !== typeof e.data || undefined === e.data.msg_type )return;switch ( e.data.msg_type ) {case \'poll_size:response\':var iframe = document.getElementById( e.data._request.frame_id );if ( iframe && \'\' === iframe.width )iframe.width = \'100%\';if ( iframe && \'\' === iframe.height )iframe.height = parseInt( e.data.height );return;default:return;}}if ( \'function\' === typeof window.addEventListener ) {window.addEventListener( \'message\', funcSizeResponse, false );} else if ( \'function\' === typeof window.attachEvent ) {window.attachEvent( \'onmessage\', funcSizeResponse );}}if (document.readyState === \'complete\') { func.apply(); /* compat for infinite scroll */ }else if ( document.addEventListener ) { document.addEventListener( \'DOMContentLoaded\', func, false ); }else if ( document.attachEvent ) { document.attachEvent( \'onreadystatechange\', func ); }} )(); Work 7 common pitfalls for hardware startups and how to avoid them   And that can be a killer: Startups raise money, then make a bunch of products, trying to push them all forward at once. If something happens in the production process, they’re stuck with a bunch of half-baked products, sucking up funding along the way. It’s a spiral, and it’s not pointed in the right direction. Work SaaS retention benchmarks: How does your business stack up?   Amongst higher ARR ranges, more businesses have a net retention rate over 100%. Just over 35% of SaaS businesses in the $15 million-$30 million ARR range have a net retention rate of over 100%. Work Cavaña Brings Latin American Culture, Cuisine And Cocktails To San Francisco's Rooftop Scene   John Park: Prior to LUMA Hotel, it was probably a plot of undeveloped land. We hope that Cavaña will be perceived as an elevated cocktail bar experience that tells interesting stories of the Latin cultures, through our menus featuring not only interesting and well executed cocktails, but also delicious food which often is a second thought in cocktail bar settings. Cavaña strives to be one of the prominent Hotel Bars in the nation. Work Semgrep (formerly r2c) lands $53M investment to grow code security platform   Today’s round was led by Lightspeed Venture Partners with participation from previous investors Felicis Ventures, Redpoint Ventures and Sequoia Capital. The company has now raised a total of $93 million. Work Avalor wants to unify cybersecurity tools by aggregating data   “Our data fabric helps security teams ‍make faster, more accurate decisions by making sense of their data with real-time access to complete, accurate and precise information in any format from any source — including legacy systems, data lakes, data warehouses, SQL databases and apps,” Raz said. TradeBriefs Publications are read by over 10,00,000 Industry Executives About Us  |  Advertise Privacy Policy  |  Unsubscribe You are receiving this mail because of your subscription with TradeBriefs. 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